@font-face{font-family:Manrope;font-style:normal;font-display:swap;font-weight:500 800;src:url(/fonts/manrope-latin-wght-normal.woff2) format("woff2-variations")}@font-face{font-family:Inter;font-style:normal;font-display:swap;font-weight:400 700;src:url(/fonts/inter-latin-wght-normal.woff2) format("woff2-variations")}:root{--navy: #101e32;--navy-2: #1c3553;--navy-3: #26476d;--gold: #c5a46d;--gold-dark: #8a6a35;--gold-soft: #f4ecdf;--white: #ffffff;--bg: #f7f9fc;--line: #e3e8f0;--text: #17202d;--muted: #5b6474;--radius: 14px;--radius-lg: 22px;--shadow: 0 1px 2px rgba(16, 30, 50, .06), 0 8px 24px rgba(16, 30, 50, .06);--shadow-lg: 0 18px 50px rgba(16, 30, 50, .14);--wrap: 1180px;--font-head: "Manrope", ui-sans-serif, system-ui, -apple-system, "Segoe UI", sans-serif;--font-body: "Inter", ui-sans-serif, system-ui, -apple-system, "Segoe UI", 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transparent;font:700 1rem/1 var(--font-head);text-decoration:none;cursor:pointer;transition:transform .15s ease,background .15s ease,box-shadow .15s ease,color .15s ease}.btn:hover{transform:translateY(-1px)}.btn svg{width:19px;height:19px;flex:none}.btn-gold{background:var(--gold);color:var(--navy);box-shadow:0 8px 22px #c5a46d59}.btn-gold:hover{background:#d3b57f;color:var(--navy)}.btn-navy{background:var(--navy);color:var(--white)}.btn-navy:hover{background:var(--navy-2);color:var(--white)}.btn-ghost{border-color:#ffffff59;color:var(--white)}.btn-ghost:hover{border-color:var(--gold);color:var(--white)}.btn-outline{border-color:var(--navy);color:var(--navy)}.btn-outline:hover{background:var(--navy);color:var(--white)}.btn-row{display:flex;flex-wrap:wrap;gap:14px}.topbar{background:var(--navy);color:#c3cfdf;font-size:.86rem}.topbar .wrap{display:flex;justify-content:space-between;align-items:center;gap:16px;min-height:40px}.topbar a{color:var(--white);font-weight:600;text-decoration:none}.topbar .tb-left{display:flex;gap:22px}.topbar .tb-left span{display:inline-flex;align-items:center;gap:7px}.topbar .tb-left svg{width:14px;height:14px;color:var(--gold)}.site-header{position:sticky;top:0;z-index:50;background:#fffffff5;backdrop-filter:saturate(160%) blur(8px);border-bottom:1px solid var(--line)}.site-header .wrap{display:flex;align-items:center;justify-content:space-between;gap:20px;min-height:78px}.logo{display:inline-flex;align-items:center;gap:11px;text-decoration:none;color:var(--navy)}.logo svg.mark{width:42px;height:42px}.logo .word{font:800 1.22rem/1 var(--font-head);letter-spacing:.06em}.logo .word small{display:block;font:700 .62rem/1 var(--font-head);letter-spacing:.34em;color:var(--gold-dark);margin-top:5px}.main-nav{display:flex;align-items:center;gap:4px}.main-nav>a,.main-nav .dd>summary{font:600 .97rem/1 var(--font-head);color:var(--text);text-decoration:none;padding:12px 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span{display:block;font-weight:400;color:var(--muted);font-size:.82rem}.header-cta{display:flex;align-items:center;gap:12px}.header-phone{display:flex;flex-direction:column;text-decoration:none;line-height:1.15;text-align:right}.header-phone small{color:var(--muted);font-size:.74rem;font-weight:600;letter-spacing:.04em;text-transform:uppercase}.header-phone strong{font:800 1.12rem/1.2 var(--font-head);color:var(--navy)}.menu-toggle{display:none}@media(max-width:1060px){.main-nav,.header-phone{display:none}.menu-toggle{display:block}.menu-toggle>summary{list-style:none;cursor:pointer;width:46px;height:46px;display:grid;place-items:center;border-radius:12px;border:1px solid var(--line)}.menu-toggle>summary::-webkit-details-marker{display:none}.menu-toggle>summary svg{width:22px;height:22px}.mobile-panel{position:absolute;left:0;right:0;top:100%;background:var(--white);border-bottom:1px solid var(--line);box-shadow:var(--shadow-lg);padding:10px 20px 22px;max-height:calc(100vh - 120px);overflow-y:auto}.mobile-panel a{display:block;padding:13px 4px;border-bottom:1px solid var(--line);text-decoration:none;color:var(--text);font:600 1.02rem/1.3 var(--font-head)}.mobile-panel .mp-label{font:700 .75rem/1 var(--font-head);letter-spacing:.14em;text-transform:uppercase;color:var(--gold-dark);margin:18px 0 4px}.mobile-panel .btn{width:100%;margin-top:16px}}@media(max-width:640px){.topbar .tb-left span:not(:first-child){display:none}.header-cta .btn{display:none}.logo .word{font-size:1.08rem}}.hero{position:relative;overflow:hidden;background:radial-gradient(1200px 520px at 85% -10%,#2a4b72,#2a4b7200 60%),linear-gradient(160deg,var(--navy) 0%,#13253d 55%,var(--navy-2) 100%);color:#d6dfeb}.hero .wrap{position:relative;z-index:1}.hero-grid{display:grid;grid-template-columns:1.15fr .85fr;gap:54px;align-items:center;padding:86px 0 92px}.hero h1{color:var(--white)}.hero h1 em{font-style:normal;color:var(--gold)}.hero .sub{font:600 1.18rem/1.45 var(--font-head);color:#e8edf4;margin-bottom:14px}.hero p.desc{font-size:1.07rem;color:#b9c5d6;max-width:640px}.hero .btn-row{margin-top:28px}.hero-marks{display:flex;flex-wrap:wrap;gap:10px 22px;margin-top:30px;padding:0;list-style:none}.hero-marks li{display:inline-flex;align-items:center;gap:9px;font-size:.95rem;color:#dfe6ef}.hero-marks svg{width:18px;height:18px;color:var(--gold)}.hero-art{position:absolute;inset:0;z-index:0;opacity:.5;pointer-events:none}.hero-card{background:#ffffff0f;border:1px solid rgba(255,255,255,.14);border-radius:var(--radius-lg);padding:30px;backdrop-filter:blur(6px)}.hero-card h2{color:var(--white);font-size:1.4rem;margin-bottom:6px}.hero-card p{color:#b9c5d6;font-size:.98rem}.hero-card .big-phone{display:block;font:800 2rem/1.1 var(--font-head);color:var(--gold);text-decoration:none;margin:10px 0 18px}.hero-card ul{list-style:none;padding:0;margin:18px 0 0;display:grid;gap:10px}.hero-card li{display:flex;gap:10px;color:#dfe6ef;font-size:.95rem}.hero-card li svg{width:18px;height:18px;color:var(--gold);flex:none;margin-top:3px}.page-hero .hero-grid{padding:64px 0 70px}@media(max-width:920px){.hero-grid{grid-template-columns:1fr;gap:34px;padding:56px 0 64px}}.crumbs{font-size:.86rem;color:#9fb0c6;margin-bottom:18px}.crumbs ol{list-style:none;display:flex;flex-wrap:wrap;gap:6px;padding:0;margin:0}.crumbs li+li:before{content:"/";margin-right:6px;opacity:.6}.crumbs a{color:#c9d5e4;text-decoration:none}.crumbs a:hover{color:var(--white);text-decoration:underline}.grid{display:grid;gap:22px}.grid-4{grid-template-columns:repeat(4,1fr)}.grid-3{grid-template-columns:repeat(3,1fr)}.grid-2{grid-template-columns:repeat(2,1fr)}@media(max-width:1000px){.grid-4,.grid-3{grid-template-columns:repeat(2,1fr)}}@media(max-width:640px){.grid-4,.grid-3,.grid-2{grid-template-columns:1fr}}.card{background:var(--white);border:1px solid 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svg{color:var(--gold)}.two-col{display:grid;grid-template-columns:1fr 1fr;gap:54px;align-items:start}@media(max-width:900px){.two-col{grid-template-columns:1fr;gap:34px}}.panel{background:var(--white);border:1px solid var(--line);border-radius:var(--radius-lg);padding:34px;box-shadow:var(--shadow)}.panel.soft{background:var(--bg);box-shadow:none}.steps{list-style:none;padding:0;margin:0;display:grid;gap:18px;counter-reset:step}.steps.row{grid-template-columns:repeat(auto-fit,minmax(210px,1fr))}.steps li{counter-increment:step;position:relative;background:var(--white);border:1px solid var(--line);border-radius:var(--radius);padding:26px 24px 24px}.steps li:before{content:counter(step,decimal-leading-zero);display:block;font:800 .95rem/1 var(--font-head);color:var(--gold-dark);letter-spacing:.08em;margin-bottom:12px}.steps li h3{font-size:1.1rem;margin-bottom:6px}.steps li p{font-size:.96rem;color:var(--muted);margin:0}.dark .steps li{background:#ffffff0d;border-color:#ffffff1f}.dark .steps li p{color:#b9c5d6}.dark .steps li:before{color:var(--gold)}.prose{font-size:1.07rem}.prose h2{font-size:clamp(1.45rem,2.4vw,1.85rem);margin-top:1.9em}.prose h3{font-size:1.2rem;margin-top:1.6em}.prose>:first-child{margin-top:0}.prose ul,.prose ol{padding-left:1.3em;margin:0 0 1.1em}.prose li{margin-bottom:.45em}.prose li::marker{color:var(--gold-dark)}.prose a{color:var(--navy-2);font-weight:600}.prose strong{color:var(--navy)}.prose blockquote{margin:1.4em 0;padding:18px 22px;border-left:4px solid var(--gold);background:var(--gold-soft);border-radius:0 12px 12px 0}.prose table{width:100%;border-collapse:collapse;margin:1.2em 0;font-size:.97rem;display:block;overflow-x:auto}.prose th,.prose td{border:1px solid var(--line);padding:10px 12px;text-align:left}.prose th{background:var(--bg);font-family:var(--font-head)}.content-grid{display:grid;grid-template-columns:minmax(0,1fr) 340px;gap:56px;align-items:start}.sidebar{position:sticky;top:104px;display:grid;gap:20px}@media(max-width:980px){.content-grid{grid-template-columns:1fr}.sidebar{position:static}}.side-cta{background:var(--navy);color:#c9d5e4;border-radius:var(--radius-lg);padding:28px}.side-cta h2,.side-cta h3{color:var(--white);font-size:1.3rem}.side-cta .btn{width:100%;margin-top:12px}.side-links{list-style:none;margin:0;padding:0}.side-links a{display:flex;justify-content:space-between;padding:11px 0;border-bottom:1px solid var(--line);text-decoration:none;color:var(--text);font-weight:600;font-size:.96rem}.side-links a:hover{color:var(--navy-2)}.faq{display:grid;gap:12px}.faq details{background:var(--white);border:1px solid var(--line);border-radius:var(--radius);padding:0 22px}.faq summary{cursor:pointer;list-style:none;padding:20px 34px 20px 0;position:relative;font:700 1.06rem/1.4 var(--font-head);color:var(--navy)}.faq summary::-webkit-details-marker{display:none}.faq summary:after{content:"+";position:absolute;right:0;top:16px;font:500 1.6rem/1 var(--font-head);color:var(--gold-dark)}.faq details[open] summary:after{content:"–"}.faq .ans{padding:0 0 20px;color:var(--muted)}.cta-band{background:linear-gradient(120deg,var(--navy) 0%,var(--navy-2) 100%);color:#c9d5e4;border-radius:var(--radius-lg);padding:52px;display:grid;grid-template-columns:1fr auto;gap:30px;align-items:center;position:relative;overflow:hidden}.cta-band h2{color:var(--white);margin-bottom:8px}.cta-band p{margin:0}@media(max-width:820px){.cta-band{grid-template-columns:1fr;padding:36px 26px}}.chips{display:flex;flex-wrap:wrap;gap:9px;list-style:none;padding:0;margin:0}.chips li,.chips a{display:inline-block;padding:8px 14px;border-radius:999px;background:var(--white);border:1px solid var(--line);font-size:.92rem;color:var(--text);text-decoration:none}.chips a{border-color:var(--gold);color:var(--navy);font-weight:600}.chips a:hover{background:var(--gold-soft)}.dark .chips 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a:hover{color:var(--white);text-decoration:underline}.footer-grid{display:grid;grid-template-columns:1.4fr 1fr 1fr 1fr;gap:40px}@media(max-width:920px){.footer-grid{grid-template-columns:1fr 1fr}}@media(max-width:560px){.footer-grid{grid-template-columns:1fr}}.footer-grid ul{list-style:none;padding:0;margin:0;display:grid;gap:10px}.footer-brand .logo{color:var(--white);margin-bottom:16px}.footer-brand .logo .word small{color:var(--gold)}.footer-phone{font:800 1.45rem/1.2 var(--font-head);color:var(--gold)!important;display:inline-block;margin:8px 0}.footer-bottom{border-top:1px solid rgba(255,255,255,.08);margin-top:56px;padding:22px 0 28px;display:flex;flex-wrap:wrap;justify-content:space-between;gap:12px;font-size:.86rem}.callbar{display:none}@media(max-width:760px){body{padding-bottom:74px}.callbar{display:grid;grid-template-columns:1.4fr 1fr;gap:10px;position:fixed;left:0;right:0;bottom:0;z-index:60;padding:10px 12px calc(10px + 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var(--line);border-radius:var(--radius-lg);background:var(--white);overflow:hidden}.stat-row>div{padding:24px;border-right:1px solid var(--line)}.stat-row>div:last-child{border-right:0}.stat-row strong{display:block;font:800 1.05rem/1.3 var(--font-head);color:var(--navy);margin-bottom:4px}.stat-row span{color:var(--muted);font-size:.93rem}@media(max-width:860px){.stat-row{grid-template-columns:1fr 1fr}.stat-row>div:nth-child(2){border-right:0}.stat-row>div:nth-child(-n+2){border-bottom:1px solid var(--line)}}@media(max-width:480px){.stat-row{grid-template-columns:1fr}.stat-row>div{border-right:0;border-bottom:1px solid var(--line)}}.btn{white-space:nowrap}.card .more svg{width:16px;height:16px}.card .more{white-space:nowrap}.chips li:has(>a){padding:0;border:0;background:none}@media(max-width:760px){.callbar{grid-template-columns:1.55fr 1fr}.callbar .btn{font-size:.92rem;gap:7px;padding:0 10px}.callbar .btn svg{width:17px;height:17px}.hero .btn-row .btn{width:100%}.eyebrow{font-size:.72rem;letter-spacing:.12em}}@media(max-width:380px){.callbar .btn{font-size:.86rem}}